Job Opportunity with Piramal Retail Finance

Opportunity to work with Piramal Retail and build career in one of the fastest growing sectors in India - Retail Asset Finance.

Earn a Post Graduate Program Certificate. . . Acquire skills in Retail Loan financing including Business Loans, Housing Loans, selling skills and lot more.

Program Highlights

Job Opportunity

As Loan Officer (Trainee) in Piramal Retail 

Get Salary 

Delhi - Rs. 2.25 Lacs to Rs. 2.40 Lacs
Other Metro Locations - Rs. 2.00 Lacs to Rs. 2.25 Lacs
Non Metro Locations - Rs. 1.80 Lacs to Rs. 2.00 Lacs

Get Certificate

Joint certificate from Piramal Retail and NIBF

Current Vaccancy

Gujarat - Ahmedabad, Nikol, Mehsana, Surat, Bardoli, Vapi
Delhi & Haryana - Delhi, Bahadurgarh, Gurgaon, Manesar, Rewari
Rajasthan - Jaipur, Ajmer
Maharashtra - Pune, Chakan, Talegaon, Nashik, Shirdi, Dindori
Madhya Pradesh - Indore, Ujjain, Dewas
Uttar Pradesh - Noida, Meerut

Job Description

  • Responsible for empanelment of channel and acquiring the customers for Business Loan and Housing Loan from open market.

  • Responsible for establishing the Piramal brand and managing the sales and business development activities with focus on rate sensitive mortgage market in the assigned hub location.

  • Responsible  for  Smooth  functioning of  the  lending process  at various  stages  such  as  inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service.

  • Responsible  for  ensuring  the  proper  completion  of  the  files  and  disbursal  documents  within timeline and adherence of KYC.

  • Responsible for guiding the customer with clarity towards applying for Business loans / Home loans and explaining the product features in terms of ROI, Processing Fees, Terms and conditions and communication of application status.

  • Adherence  to  the  organizations  policies  and  procedures  and  compliance  with  legal  and  regulatory requirements.

  • Responsible for training, development and activisation of channels and release of channel payments on time.

  • Ensure excellent customer service which includes query resolution of the customer, completion of the task within the given TAT, after sales service, handling of complaints and customer retention.

  • Working closely with the Operations, Collection and Credit team.

  • Responsible for achieving the cross-sell targets from the customers like insurance or any other appropriate product which may come up from time to time.

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Program Objectives

NIBF with the guidance and supervision of, and inputs from, Piramal Capital and Housing Finance has designed 30-day online training module titled “FINSCHOOL” for the training of the company’s Loan Officer.

 

This will be a skill building program in Housing Finance and Business Loan and intends to familiarize candidates with the vision, objective, strategy and culture of the company, develop customer service skills, inculcate a sales and relationship building orientation, garner knowledge of the various  loan products and compliance aspect for each product, and create awareness of the processes and regulations followed at Piramal Capital and Housing Finance.

Hence the broad objective of the program is to align the new employee intake under the role of Loan Officer to the organizational culture, and develop required knowledge, skills and behavior to help them deliver on the job within a short span of time.

Program Duration 

1 Month Online Class
3 months Mentorship

Program Features

  • Job Opportunity with Piramal Retail after completion of 1 month training
  • Take Letter of Intent from Piramal Retail before the start of the program 
  • Get training from industry experts and faculty
  • 3 months of mentorship 

Eligibility Criteria

  • Graduation in any field with minimum 50% marks
  • Age Should be less than 28 years 

Meet our Faculty

Amitabh Chattaraj

Seasoned Banker, 35+ Years of Banking Experience with specialization in Retail Credit and Business Credit, 10+ years of training experience

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Satendra Shrivastava

13+ Years of Banking Experience in Retail Banking, 10+ years of experience in training

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Debendra Shadangi

35+ years of Banking Experience, 12+ years of Training Experience

Expertise in Retail Credit, Business Credit, Prioirty Sector Lending