Life Insurance plays a dynamic role in the overall well-being of policy holders by providing a systematic and disciplined savings approach and also safeguarding their future.

In the past decade, due to the growing awareness about the need for insurance and retirement planning among growing middle class and young insurable people, the insurance sector has seen substantial growth in India.

In fact, India's life insurance sector is one of the biggest in the world.

The Indian insurance industry is poised for a quantum leap in performance with unprecedented growth opportunities.

If you are excited about being part of this promising future, SUD Life has designed the ACE programme, just for you.



At SUD Life we don’t offer a job, we offer a future…

You have always dreamt of a successful career but didn’t know where to begin. SUD Life – ACE certification program is designed to make your dream become a reality through a systematic career plan and structured learning.

ACE Certification program is designed by SUD Life in association with NIBF, a leading institute offering specialized courses to dynamic individuals who want to build their career in the Life Insurance sector.

When you are selected for program, you will undergo a 3 month long rigorous training which is a residential program that will help you understand the nuances of the Life insurance business and products better, provide more informed advise to the clients and help them in their decisions to secure their future.


ACE can be simply defined as Achieving Career Excellence

ACE is the first step towards your professional life. On enrolling into the ACE program, you will receive a provisional offer of employment from SUD Life.

The three month certification program will train and prepare you in various aspects of Life Insurance Sales & Relationship Management. During the entire course of the program, you will receive a stipend.

After three months and upon successful completion of the program, you will begin your journey with SUD Life as an Assistant Relationship Manager.

Selection Criteria
Career Growth @ SUD Life
Earning potential & Course Fees


Founded in 2009, Star Union Dai-ichi Life Insurance (SUD Life) is a joint venture of Bank of India, Union Bank of India and Dai-ichi Life, a leading life insurance company in Japan. With a robust collective network of Bank of India and Union Bank of India’s 9500+ branches, SUD Life has one of the largest life insurance distribution in India.

Our underlying philosophy of ‘We mean Life,’ is based on the belief that insurance is a feeling of complete assurance, which can only be attained by focusing on every intricate detail. It’s an investment of your life into a proposal that makes life financially better for you.

At SUD Life, transparency with customers and stakeholders – internal & external – forms the core of everything that we do. Adopting a daringly different approach of ‘Profitable Growth’ in our early years and subsequently delivering on that promise, ‘SUD Life’ is well poised to be known as a trustworthy brand and franchise in the marketplace.

It is this approach that has facilitated us to attain growing customer retention and become one of the fastest growing life insurers. This is evident in our rapid ascent to emerge as one of the leading Life Insurance companies in India in terms of retail new business volumes in just eight years and break-even in the sixth year.

SUD Life looks forward to being an insurer making a distinctive contribution to business and society through innovative products, high standards of corporate governance, and consistent wealth generation for its stakeholders.

And as with any forward looking organisation, our culture of inclusion and rewarding high performance is aimed at attracting and engaging people who are ambitious and enjoy working in an environment that stimulates and encourages growth.

Let your careers fly high at SUD Life!


NIBF are a progressive learning and development solution organization, dedicated to provide seamless quality L&D Solutions to BFSI sector. NIBF derive our core strength from the rich and diverse experience of our stakeholders in BFSI sector and the simple believe of delivering quality with passion with a solution-oriented approach.


Core Compentency lies and delivering result-oriented training programmes. Customized to the need of the organizationand tailored to its business needs. Having successfully trained over 1600 professionals in the BFSI sector, our satisfication lies in meticulously designing programmes and delivering them to create Day-Zero Ready Professionals.




What is the Achieving Career Excellence (“ACE”) Programme?
Achieving Career Excellence Programme is an all-inclusive three month training programme aimed at the holistic development of the students by intensive classroom training, and practical job knowledge.

The programme aims at making candidates of ACE programme capable of working as professionals with Star Union Dai-ichi Life Insurance Co. Ltd. (SUD Life). The curriculum shall comprise of knowledge regarding the Insurance & Financial Services Sector, job role specific understanding, personality development, grooming and overall development of the candidate.

On successful completion of the programme, the candidate will be offered appointment in SUD Life in the profile of Assistant Relationship Manager (“ARM”) and can be posted anywhere in India as per the discretion of the company.
What is the duration of the Programme?
The Achieving Career Excellence Programme conducted by NIBF, in association with SUD Life is a three month long fully residential programme.
What will be the fees for ACE?
The total fees payable for the programme is Rs. 76,700 ( Rupees Seventy-six Thousand Seven Hundred Only ). But the candidate is required to pay only Rs. 22,700/- (Rupees Twenty Two Thousand Seven Hundred Only) and the remaining amount can be opted as a loan from SUD Life. The loan amount will be recovered from the candidate’s salary through monthly instalments spread over 24 months.
Is the fees payable in instalments?
No. The candidate has to pay the entire amount of fees i.e Rs. 22,700/- at the time of enrolment with NIBF, a unit of GEM Learning Services.
How is the fees payable?
The candidate can make the payment of fees through the following modes:

• Online Payment –Through our payment gateway via net banking, credit card or debit cards
• Cash – Only at NIBF Raipur Accounts office. (Receipt to be conducted immediately)
• Cheque or DD – In favour of National Institute of Banking & Finance payable at Raipur
o Beneficiary Name: National Institute of Banking & Finance
o A/c no 35660200000086
o Bank name: Bank of Baroda
o Branch: Avanti Vihar, Raipur (Chhattisgarh)
o IFSC code: BARB0AVANTI (5th digit is zero)
At which location the training programme shall be conducted?
The programme shall be conducted in Raipur, Chhattisgarh. The candidates have to be physically present throughout the training programme and will be provided food and lodging facilities during the programme.
When does the programme start?
The first batch of the programme shall commence in April/May, 2018.
Will I be getting any stipend during the Programme?
Yes. All the students pursuing ACE will be receiving an amount of Rs. 5000/- (Rupees Five Thousand Only) per month for three months of the training programme.
What will be the profile and the salary offered after completion of the programme?
After successful completion of the programme, the candidate will be offered appointment in SUD Life in the profile of Assistant Relationship Manager (“ARM”) and will be given a CTC of approximately Rupees 2.4 Lakh per annum.
Is there any bonus offered to the candidate post joining of job in SUD Life?
Yes. On completion of 2 years (date of course + 2 year) with SUD Life, a one-time retention bonus of INR 50,000 shall be paid.
What is the guarantee that on completing the programme I will get a job in SUD Life?
Once the candidate is selected to be enrolled in ACE as per the screening process described below, SUD Life will share a Conditional Offer Letter in the name of the candidate clearly specifying the details of employment with the company.
What will be my job location in SUD Life?
The company reserves the right to place the candidate anywhere in India, although attempt shall be made to place the candidate in his/her home state, which shall be solely at the discretion of the company.
Will there be a Bond / Service agreement applicable to the candidate after joining SUD Life's service on successful completion of the course?
Yes. There will be a Service Agreement or Bond of 2 years that the candidate needs to sign for joining SUD Life.
Who is eligible for the Program?
• Graduates with minimum 50% marks
• Students appearing for final year of graduate program may also be eligible
• 21-25 years of age
• Work experience of not more than 2 years
• Flexible, Disciplined & Enthusiastic
• Willingness to travel
I do not have a graduation degree but have completed a diploma course. Am I eligible to enrol for the programme?
No. Only students with valid graduation degrees are eligible to enrol for the programme.
What will be the screening process for the Programme?
The screening of the candidate shall be done through a four-stage selection process –

• Application Screening – At this stage, the eligibility and other documents shared by the candidate shall be verified and if found appropriate, the candidate shall be called for an Online Assessment.

• Online Assessment

Structure for SUD Life Online Assessment of ACE

SectionTotal Number of QuestionsWeightage
General English1525%
Quantitative Aptitude1525%
Reasoning Ability1525%
Psychometric Test1525%
Total Marks: 100
Total Time: 60 Minutes
Passing Marks: 50% to appear for first round of interview.

• Personal Interview by NIBF – Candidates successfully clearing the online assessment shall be called for personal interview by NIBF.

• Psychometric Assessment – Candidates successfully clearing the personal interview shall undergo an online psychometric assessment.

• Personal Interview by SUD Life – Candidates successfully clearing the assessment shall be called for personal & final interview by SUD Life.

• Selection – Candidates who successfully clear the personal interview by SUD Life shall be issued a conditional offer letter. Please note that the decision of SUD Life pertaining to the selection of the candidate for the ACE programme shall be final.
How should I apply for the programme?
The candidate shall apply online through the website of NIBF at, through website of JobEnablers at or through Careers section of SUD Life.
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